Comparison 18+ only
Harpy Chat Alternative and Harpy AI Max Pricing in plain dollars
We make a competing product, so weigh this accordingly. Every directory calls Harpy free, and the base chat is. The paid side is Harpy Max, $7.99 to $27.99 a month, with credits on top. The figures below come from Harpy's own site code and terms, read on 30 September 2026.
Harpy is a trademark of its owner. We are not affiliated with it, and this page contains no affiliate links.
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The short answer
Harpy Chat is a community AI roleplay site from harpy chat co., ltd., governed by California law. Chatting on its free models costs nothing and has no message cap. Harpy Max costs $7.99 a month or $79.90 a year, and three bigger Max tiers add 12,000, 30,000 or 60,000 credits a month for premium models, up to $27.99 a month. Refunds are close to impossible once you have logged in.
Free on Harpy
- ✓ Free models, no message cap
- ✓ Thousands of community characters
- ✓ Group chats and lorebooks
- × Ads
- × 100MB media, 10 personas
Paid with Max
- + Flagship roleplay model, daily allowance
- + Credits for premium models
- + No ads, 1GB media
- + One creator membership pass a month
- + Top-ups that never expire
Harpy AI pricing
Four Max tiers that differ only in credits
Harpy has no public pricing page (harpy.chat/pricing returns "Page Not Found"). The plan picker loads its prices from a table inside the site's code, and these are the web prices it held on 30 September 2026.
One detail stands out. Paying yearly saves exactly $15.98 on every tier, the same dollar amount whether you buy the $7.99 plan or the $27.99 one. That is 16.7% off the base Max plan and only 4.8% off Max + 60k (our arithmetic).
Max
$7.99 a month · $79.90 a year
0 credits a month · daily label in the code: 100 msgs / day
Max + 12k
$11.99 a month · $127.90 a year
12,000 credits a month · daily label in the code: 150 msgs / day
Max + 30k
$17.99 a month · $199.90 a year
30,000 credits a month · daily label in the code: Unlimited
Max + 60k
$27.99 a month · $319.90 a year
60,000 credits a month · daily label in the code: Unlimited
Bars are scaled to the monthly price. The daily figures are the labels Harpy's code attaches to each tier. Its own FAQ says the flagship roleplay model "runs on its own daily allowance", so we read them as that allowance, not as a cap on free models.
$4
buys 12,000 extra credits a month when you step from Max to Max + 12k. Each step up the ladder charges the same rate, 3,000 credits per dollar.
$2.99
is the old spark plan. Reviews quoting $2.99, $4.99 or $9.99 describe spark, flame and LIT, which Harpy's code keeps as legacy tiers and leaves out of the current plan list.
0
credits come with the base Max plan. It buys the flagship model, no ads and the extras, and premium models still need a bigger tier or a top-up.
How Harpy credits work
A flat plan with a meter inside it
Credits pay for replies from premium models, which Harpy says it passes on "at cost" ("We don't take a cut"). The monthly batch on your tier does not roll over. Top-ups, sold in $10, $20 and $50 amounts, never expire. When credits run out, premium replies pause and, in Harpy's words, "nothing is charged automatically".
That is a fair design, and cheaper than most credit systems in this category. It still means you choose a model, watch a balance and decide when to top up. Our plans have no second currency: the plan is the price, with a message allowance you can read before you pay.
Credits per dollar in Harpy's code
What a profile video costs
909
5s at 480p
about $0.30
1,955
5s at 720p
about $0.65
3,909
10s at 720p
about $1.30
Credit counts are Harpy's own estimates. Dollar figures are our arithmetic at 3,000 credits per dollar.
Harpy Max in the app
About 20% more through Apple or Google
Harpy's terms cover a mobile app, and its code carries a second price table for in-app purchases, with Apple and Google renewal notices. Every in-app price is roughly a fifth higher than the web price.
| Tier | Web, monthly | In-app, monthly | In-app, yearly |
|---|---|---|---|
| Max | $7.99 | $9.59 | $95.99 |
| Max + 12k | $11.99 | $14.49 | $153.99 |
| Max + 30k | $17.99 | $21.49 | $239.99 |
| Max + 60k | $27.99 | $33.49 | $389.99 |
A search of the US App Store for "harpy" on 30 September found no Harpy app, so we cannot say where these in-app prices are shown today. If you do see them, buy on the web instead and save the difference. We charge one published price on every device.
Harpy refunds, terms and safety
Five lines worth reading before you subscribe
Harpy's terms were last updated on March 30, 2026. It is a registered company with a full set of legal pages, so this is not a scam warning. These are the clauses that decide what happens to your money.
Refunds
"Fees are non-refundable once the Login details have been used on Portal." In practice, once you sign in after paying, the fee is yours to lose.
Partial months
No refunds "for any partial-month Membership periods". Cancel near the end of a billing period, not the start.
Crypto and app stores
No refunds where the payment method cannot issue one, crypto included. Apple refunds are handled by Apple, and Harpy says it cannot guarantee how.
Disputes
Operator harpy chat co., ltd. California law, JAMS arbitration with hearings in San Francisco, a class action waiver, and Santa Clara County courts for anything outside arbitration.
Privacy policy
A short template. It shows no date, and its children's section speaks of users under 13, while the terms require everyone to be 18.
Billing change
Harpy moved to a new payment system. Its page tells lapsed subscribers the plan "didn't renew on its own" and "nothing was charged", so check your plan if you subscribed before the move.
Harpy Chat vs Aroused
A roleplay catalog or one companion who knows you
Harpy is a community platform: thousands of characters written by other users, group chats, lorebooks, prompt presets and a model picker. Aroused is one companion you design, adults only, warm and flirtatious but never explicit. Harpy is cheaper, and its free tier is generous. The table says so.
| Harpy Chat | Aroused | |
|---|---|---|
| Who you talk to | Thousands of community characters, plus group chats. Far more variety. | A companion you design yourself, or several on higher plans |
| Free use | Free models with no message cap, with ads. Better if you will not pay. | A one-time 25 message demo |
| Entry price, monthly | $7.99 Max | $12.99 Spark, 1,000 messages |
| Entry price, yearly | $79.90 ($6.66 a month) | $77.94 ($6.50 a month) |
| Credits and model choice | You pick models; premium ones spend credits | None to manage. The plan is the price. |
| Explicit content | Allowed behind age verification | Refused, adults only but not pornographic |
| Ads | On the free tier; removed with Max | None on any plan |
| Refunds | None once you have logged in, none for partial months | Cancel any time from your account and keep access to the end of the paid period |
Stay on Harpy if
- → You want to hop between many characters, or run group scenes with several at once.
- → You are happy on the free models and do not plan to pay at all.
- → You like choosing models and tuning presets, and a credit balance does not bother you.
Switch to us if
- → You keep returning to one character and want her to remember you between nights.
- → You would rather design your own companion than pick someone else's card.
- → You want one flat price with no model picker, no credits and no ads.
- → You pay yearly anyway, where our entry plan costs slightly less than Harpy Max.
People comparing Harpy usually look at the other roleplay sites too. Our Janitor AI comparison, Chub AI comparison and Caveduck comparison read those the same way, and the best AI companion roundup puts them side by side. Our Harpy Chat review verdict below covers whether Max is worth paying for.
Harpy Chat review
Our Harpy Chat review verdict and who should pay for Max
Harpy Chat is a legitimate community roleplay site, and its free tier is one of the most generous in the category. Harpy Max at $7.99 a month is worth it only if you want the stronger flagship model or premium models paid in credits. If the free replies already satisfy you, keep your $7.99.
Pay for Max if
You roleplay with many characters, run group scenes, and want a better model than the free one without thinking about credits. The base tier does exactly that for $7.99. Step up only when you know you will spend premium credits, because the monthly batch does not roll over.
Stay free if
The free models are good enough for you. Group chats, lorebooks and the whole character catalog are open without paying, and Harpy's own llms.txt file tells AI assistants "Pricing: free to use." Max exists to sell a model Harpy calls "a stronger model than the free tier LLM".
Look elsewhere if
You keep coming back to one character. A catalog with a model picker is built for variety. One companion you design, with no credits and no ads, is what we sell, at $12.99 a month for Spark or $6.50 a month billed yearly. We refuse explicit content, so if explicit roleplay is the point, Harpy is the better fit.
Before you pay
Start with one month, not a year, since refunds end once you log in. The privacy policy gives no retention period for chats. We are not saying anything is wrong with how Harpy handles data. We are saying its policy does not tell you. Harpy is also a creator marketplace, where characters can be premium and creators sell memberships.
In short, Harpy wins on variety, on its free tier and on monthly price. We win on one companion who remembers you, on having no credits or model picker, on no ads at any price, and on yearly price at the entry tier. The Harpy Chat vs Aroused table above has the line-by-line version.
Questions people ask first
Harpy Chat, answered
Is Harpy Chat free?
Yes, the base product is. Harpy says free models never spend credits and stay unlimited on every plan, and the free tier shows ads. What costs money is Harpy Max, from $7.99 a month, for a stronger model, premium-model credits and no ads.
How much does Harpy Max cost?
On the web, Max is $7.99 a month or $79.90 a year. Max + 12k is $11.99 or $127.90, Max + 30k is $17.99 or $199.90, and Max + 60k is $27.99 or $319.90. The in-app table in Harpy's code is about 20% higher.
What are Harpy credits?
Credits pay for replies from premium models, passed on at cost according to Harpy. The monthly batch on a paid tier does not roll over, top-ups never expire, and free models never touch them. Profile videos cost credits too, about 909 for five seconds at 480p.
What is the difference between Harpy Max and Max + 12k?
Only credits and the daily label. Max has no monthly credits and a "100 msgs / day" label; Max + 12k adds 12,000 credits and "150 msgs / day" for $4 more. The two biggest tiers are labeled unlimited.
Can I get a refund from Harpy Chat?
Rarely. The terms say fees are non-refundable once your login has been used, there are no refunds for partial months, crypto cannot be refunded, and in-app purchases go through Apple or Google.
Who owns Harpy Chat?
harpy chat co., ltd., per its terms of service, which are governed by California law with arbitration in San Francisco. Harpy runs in the browser at harpy.chat; addresses such as harpy.ai and harpychat.com are not the product.
Is Harpy Chat safe?
It is a registered company with full terms and an 18+ rule. The weak spots are money and paperwork: refunds are close to impossible, and the privacy policy is an undated template that speaks of children under 13.
What is the best Harpy Chat alternative?
For free community roleplay, Harpy is hard to beat. For one companion you design who remembers you, adults only, with one flat price, no credits and no ads, that is us: a one-time 25 message demo, then from $6.50 a month billed yearly.
Is Harpy Chat legit?
Yes. Harpy Chat is operated by harpy chat co., ltd. under terms governed by California law, and it requires every user to be 18. Legit is not the same as forgiving, though. Once you log in after paying, the fee is non-refundable, so start with one month.
Does Harpy Chat allow NSFW?
Yes, behind age verification. Harpy's own description says both SFW and age-verified NSFW content are supported, and its terms bar sexually explicit content from anyone under 18. Aroused is adults only and flirtatious but refuses explicit content, so for explicit roleplay Harpy is the better fit.
Do Harpy credits expire?
The monthly credits on a paid tier do not roll over to the next month. Credits you buy as a top-up never expire, and Harpy lists top-ups as a paid-plan benefit. Free models never spend credits, so running out only pauses replies from premium models.
Is Harpy Max cheaper in the app?
No, the reverse. Harpy's code carries a second price table for Apple and Google purchases that runs about 20% over the web. Max is $9.59 a month there against $7.99 on the web, and Max + 60k is $33.49 against $27.99. Buy on the web.
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